Investitionsbank Schleswig-Holstein (IB) is your partner for all kinds of business development.

The "Förderlotsen" (promotion pilots) offer consulting. They help existing companies and potential entrepreneurs to find financial packages suited to their individual needs. Start-ups can also receive coaching on how to deal with bank interviews.

IB is also your address for financing starts-ups and small and medium-sized enterprises (SMEs). Our experts develop the best pattern of finance to fulfil your requirements. In cooperation with your bank, we provide sound financing in which we integrate loans and funding offered by the Land (state) Schleswig-Holstein, by the Federal Government and the EU.

If your company needs more equity, our own subordinated loans and venture-capital investments will be a good solution. We can offer you a new partnership in the form of mezzanine capital where we are sleeping partners.

IB supports the economy in Schleswig-Holstein by being the institution for passing on payments from KfW Bankengruppe and Landwirschaftlichen Rentenbank to the savings banks. In addition, we provide low-interest refinancing to all banks and savings banks thus ensuring the supply of loans to companies. Therefore, we have created our EFRE Risikokapitalfonds (European Development Revolving Fund), which is sponsored by the European Commission, the State of Schleswig-Holstein and IB, and the Mittelstandsfonds Schleswig-Holstein GmbH (MSH), founded in 2008 in cooperation with several banks and savings banks which are all focused on the region.