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We are your partner if you require a loan for building, buying or modernising your home – a house or a flat - or housing for rent. We offer consulting and are able to develop financing concepts that take your individual requirements into consideration because of our extensive know-how and experience. We work in close cooperation with your savings bank, building society or insurance company.

 

We offer low-interest loans from the Land (state) Schleswig-Holstein and from KfW Bankengruppe as well as our own special loans. The Land Schleswig-Holstein provides loans at reduced rates of interest for building and buying if you fulfil certain conditions e.g. income, living-space and overall costs. KfW has special programmes with subsidised interest rates for 10 years, especially for improving the energy efficiency of your home. IB has additional loans with a fixed interest rate for the duration of 24 years that can be repaid totally or partially whenever you like. "IB.Finanz@ss", our interactive IT programme, is at your disposal so that you can find out which financing suits you the best.

 

We offer our assistance to investors in housing for rent. With our innovative and special capital budgeting IB Immobilien Check, we provide consulting and analyse your needs with a sharp focus on energy saving measures. Investors can receive a print-out which contains a calculation of the yield and the cash-flow.

 

Finally, we offer funding and financing for urban development and renewal.

Investitionsbank Schleswig-Holstein

Fleethörn 29-31

24103 Kiel

Phone +49 431 9905-0

Fax +49 431 9905-3383

info[at]ib-sh.de